Hello i have some information that i need to share i have bad credit and if you have bad credit i have tips that you should to get it up ever since the the economy went for the bad and the mistakes that i made during this time put me in this position that i am in now so the best way to remember something is to teach it.
Part one of building your credit is getting a credit union that is number one it is good to have one because you can get a loan and it has a very great interest rate that is just one of the so many benefits of having a credit union then put some money up in something then get a loan on it and pay it off.
Part two you have your regular bank then you ask them if they can give you a secured credit card and let them do all the steps and see what they can do for you but the thing is with any credit card you have to use the card every month just don't over spend or max the card out and your credit will go up.
After doing these two thing you have to maintain it for 6 months to 1 year and you will be fine building better credit and a better life for yourself.
Part one of building your credit is getting a credit union that is number one it is good to have one because you can get a loan and it has a very great interest rate that is just one of the so many benefits of having a credit union then put some money up in something then get a loan on it and pay it off.
Part two you have your regular bank then you ask them if they can give you a secured credit card and let them do all the steps and see what they can do for you but the thing is with any credit card you have to use the card every month just don't over spend or max the card out and your credit will go up.
After doing these two thing you have to maintain it for 6 months to 1 year and you will be fine building better credit and a better life for yourself.
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